We offer Conventional, FHA, VA & Home Path. Our goal is to provide the lowest rates and costs in the industry for refinancing and home purchases in Florida!

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Loan Rates

These rates assume a 740 credit score, $165,000 loan amount and 20% equity, please contact us for other scenarios and no closing cost options.

NMLS No. 948963 | Florida Lic No. MLD860

Rates as of May 28, 2014, 9:45 a.m. EST

Term Rates APR Points
30 Yr Fixed 3.990% 4.120% 0
20 Yr Fixed 3.750% 3.920% 0
15 Yr Fixed 2.875% 3.095% 0
10 Yr Fixed 2.750% 3.070% 0

Closing Costs

* Closing costs are guaranteed not to exceed $3,400, based on a $165,000 refinance, borrower providing the **original owner's title insurance policy and survey. Please contact us for other scenarios, borrower credits and no closing cost options.
 

Points   $   00.00
Origination Fee   $   00.00
Credit Report   $   18.00
Appraisal   $   375.00
Underwriting Fee   $   775.00
Processing Fee   $   00.00
Tax Service Fee   $   00.00
Flood Certification   $   00.00
Survey **   $   00.00
Lender/Owner's Title Insurance (est.) **   $   500.00
Closing Agent   $   560.00
Title Search   $   00.00
Florida Title Form 9   $   50.00
Recording Fees   $   144.50
Attorney Doc Prep   $   00.00
Lender Courier Fee   $   00.00
Endorsements   $   70.00
Florida Transfer Taxes   $   907.50
Survey **   $   00.00
* Total Closing Costs:   $   3,400.00